Social Security & Benefits Help

Social Security has programs that may help youth with disabilities and their families with money and services. These programs can help you as you move from school into adult life.

Supplemental Security Income (SSI): Gives monthly payments to youth and adults with disabilities who have little or no income and resources. This money can help pay for things like food, housing, and personal needs.
Social Security Disability Insurance (SSDI): For people who have worked or have a parent who worked and paid into Social Security. Some youth may qualify for benefits based on a parent’s work record.
Work Incentives and Youth Supports: These allow you to try out working and earning money without losing all your benefits right away. Some programs include:
- Student Earned Income Exclusion
- PASS (Plan to Achieve Self-Support)
- Youth Work Incentives Counseling

- You will need to apply for benefits, and Social Security will ask for medical, school, and income information.

- There may be an interview, either in person, by phone, or online.

- If approved, your child will receive monthly payments.

- You may need to report changes in income, school status, or living situation.

At age 18, Social Security will review your case again under adult rules. Read Age-18 Redeterminations to better understand how turning 18 will affect your benefits.

Social Security Administration (SSA)

Work Incentives Planning and Assistance (WIPA) Projects - These programs have trained counselors who help people with disabilities understand benefits and work.

Benefits Specialists - Can help you apply, plan, and ask questions.

Vocational Rehabilitation (VR) - Maryland Division of Rehabilitation Services or DORS may offer benefits counseling as part of your transition plan.

Big Changes at Age 18
People who get SSI benefits go through a redetermination process when they turn 18. This is when Social Security determines whether your disability is severe enough to limit your ability to work at a specific level. Even though your condition may not change, Social Security might determine that you no longer have a disability.

Contact a Benefit Specialist
If you have a disability and are approaching age 18, a Benefit Specialist can help you understand your current benefit situation and options for you.

Benefits like SNAP, Housing, Medicaid, and others may change when you are working. A Work Incentive Benefits Specialist can support you as life changes – you turn 18, graduate, get a job, or reach other life milestones.

Find a Benefits Specialist