Budgeting Tips

Making a Budget

Most people who earn money find that unless they have a plan, it gets spent quickly. A budget is simply a plan on how you manage your money. A budget tracks all the money that comes in and how you want to use it.

You can make a budget by writing it down in a notebook. It is a good idea to “pay yourself first” and save for the future.

Become a Budget Wizard!

For more information about budgeting, visit Smart About Money: Budget Wizard. You will need to create a login and password to their page, and then you are ready to create your budget!

Another online resource is Make a Budget. This is a worksheet you can fill out online and it can help you see how much money you spend each month.

Now that you have a budget plan, the next step can be tough: sticking to the budget and making the most of your money.